Retirement Mutual Funds

Retirement funds are mutual funds that aim to provide regular income after an investor attains the age of 55 or 60. Because these funds provide pensions to investors, they are also known as pension funds. Generally, the pension starts at age 55/60 and continues until the investor’s demise, after which the remaining corpus is transferred to the nominee. View More

Retirement mutual funds are typically open-ended and fall under the ‘Solution-Oriented’ category of mutual fund schemes. While pension funds typically invest in debt instruments, such as government securities, corporate bonds, money market instruments, and the like, some funds also invest in equity stocks and equity-related instruments. Debt instruments are relatively less volatile than equity stocks. In addition, retirement funds often come with a lock-in period, such as five years or until the planned retirement, before which you cannot withdraw your investment.

Investors can choose two modes to invest in retirement funds – SIP and Lump sum. SIP or Systematic Investment Plan is the most preferred option for investors since you can invest a small amount every month to create a massive retirement corpus.

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Retirement Mutual Funds List

Filters
logo ICICI Pru Retirement Fund - Pure Equity - Dir Growth

11.00%

Fund Size (Cr.) - 982

logo HDFC Retirement Savings Fund - Equity - Dir Growth

10.56%

Fund Size (Cr.) - 5,571

logo ICICI Pru Retirement Fund - Hybrid AP - Dir Growth

10.62%

Fund Size (Cr.) - 705

logo Nippon India Retirement Fund-WC - Dir Growth

10.86%

Fund Size (Cr.) - 2,849

logo HDFC Retirement Savings Fund-Hybrid Equity-Dir Growth

9.74%

Fund Size (Cr.) - 1,485

logo SBI Retirement Benefit Fund-Aggressive Plan-DirGrowth

7.83%

Fund Size (Cr.) - 2,494

logo Tata Retirement Savings Fund - Progressiv-Dir Growth

11.33%

Fund Size (Cr.) - 1,803

logo AXIS Retirement Fund - DP - Direct Growth

13.99%

Fund Size (Cr.) - 309

logo Tata Retirement Savings Fund - Moderate-Dir Growth

12.00%

Fund Size (Cr.) - 1,908

logo Aditya Birla SL Retirement-The 30s Plan-Dir Growth

11.47%

Fund Size (Cr.) - 343

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What is the Purpose of Retirement Funds?

The actual purpose of the target retirement funds is that it will create a smooth source of income for investors when they do not have a proper income. These funds act as deferred pay, offering monetary security and proper capital to pay up for all the necessities. View More

The majority of the target retirement funds provide the option to obtain returns as a lump sum amount or as a monthly annuity. The monthly annuity gets paid for a fixed rate, and in certain situations, it includes inflation protection.

This is one of the greatest advantages for the investor who gets the return from the retirement fund, which is adjusted to present the denomination. The Lump sum payments, on the other hand, disburse the overall amount of the accumulated wealth to all the investors after they retire.

It also helps in allocating substantial monetary backing but also eliminates the standard source of the return from the monthly pension expenditures.

Popular Retirement Mutual Funds

  • Min SIP Investment Amt
  • ₹ ₹ 100
  • AUM (Cr.)
  • ₹ 982
  • 3Y Return
  • 20.85%

  • Min SIP Investment Amt
  • ₹ ₹ 100
  • AUM (Cr.)
  • ₹ 5,571
  • 3Y Return
  • 20.32%

  • Min SIP Investment Amt
  • ₹ ₹ 100
  • AUM (Cr.)
  • ₹ 705
  • 3Y Return
  • 18.18%

  • Min SIP Investment Amt
  • ₹ ₹ 100
  • AUM (Cr.)
  • ₹ 2,849
  • 3Y Return
  • 17.72%

  • Min SIP Investment Amt
  • ₹ ₹ 100
  • AUM (Cr.)
  • ₹ 1,485
  • 3Y Return
  • 15.81%

  • Min SIP Investment Amt
  • ₹ ₹ 500
  • AUM (Cr.)
  • ₹ 2,494
  • 3Y Return
  • 15.34%

  • Min SIP Investment Amt
  • ₹ ₹ 150
  • AUM (Cr.)
  • ₹ 1,803
  • 3Y Return
  • 15.24%

  • Min SIP Investment Amt
  • ₹ ₹ 100
  • AUM (Cr.)
  • ₹ 309
  • 3Y Return
  • 14.68%

  • Min SIP Investment Amt
  • ₹ ₹ 150
  • AUM (Cr.)
  • ₹ 1,908
  • 3Y Return
  • 14.38%

  • Min SIP Investment Amt
  • ₹ ₹ 500
  • AUM (Cr.)
  • ₹ 343
  • 3Y Return
  • 13.98%

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