Fixed Maturity Plans Mutual Funds

Fixed maturity plans are like bank fixed deposits since they keep money locked for a predefined period. A Fixed Maturity Plan or FMP is a close-ended mutual fund scheme usually with a tenure between one (1) month and five (5) years. Generally, investors invest in FMPs with tenures of 30, 180, 370, and 395 days. View More

Fixed maturity plans invest in high-quality debt fixed income instruments. FMP’s primary objective is to lock the current yield and offer steady returns without much volatility. As a result, FMPs are a viable alternative to conventional bank deposits and often deliver higher returns.

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Fixed Maturity Plans Mutual Funds List

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Who Should Invest in Fixed Maturity Plans?

Fixed maturity plans are debt funds investing in government securities, corporate bonds, certificates of deposit, call money, commercial papers, and the like. However, unlike standard debt funds, FMPs are close-ended. Although the returns of these funds are never guaranteed, it is relatively easy to predict the maturity value since investors know the interest rate, portfolio, and maturity date when investing. View More

Hence, you can invest in fixed maturity plans if you belong to any of the investors mentioned above categories:

  • You want to protect yourself from interest rate fluctuations and grow your capital sensibly.
  • You want bank FD-like flexibility to choose your investment tenure. So, if you invest in a 30-day FMP, you can get the principal and interest back exactly on the 31st day.
  • You want a little higher liquidity than bank FDs. FMPs are traded on the stock exchange. However, despite being listed and liquid, FMPs are generally not traded often for a scarcity of buyers.
  • You know the fundamentals of the debt market and how the prices of debt instruments move. The debt (secondary) market generally behaves opposite to the primary market. So, if the equity market goes up, the debt market typically remains subdued.
  • You have surplus cash in your account and earn higher returns than the savings account interest rate.
  • Your investment horizon is short to medium-term.
  • You will not need the money invested before maturity.
  • You want to experience market volatility without taking many risks.
  • You want better after-tax returns from an alternative investment option.

Popular Fixed Maturity Plans Mutual Funds

  • Min SIP Investment Amt
  • ₹ -
  • AUM (Cr.)
  • ₹ 27
  • 3Y Return
  • 8.17%

  • Min SIP Investment Amt
  • ₹ -
  • AUM (Cr.)
  • ₹ 48
  • 3Y Return
  • 8.10%

  • Min SIP Investment Amt
  • ₹ -
  • AUM (Cr.)
  • ₹ 64
  • 3Y Return
  • 8.08%

  • Min SIP Investment Amt
  • ₹ -
  • AUM (Cr.)
  • ₹ 342
  • 3Y Return
  • 8.05%

  • Min SIP Investment Amt
  • ₹ -
  • AUM (Cr.)
  • ₹ 453
  • 3Y Return
  • 8.00%

  • Min SIP Investment Amt
  • ₹ -
  • AUM (Cr.)
  • ₹ 35
  • 3Y Return
  • 7.98%

  • Min SIP Investment Amt
  • ₹ -
  • AUM (Cr.)
  • ₹ 174
  • 3Y Return
  • 7.95%

  • Min SIP Investment Amt
  • ₹ -
  • AUM (Cr.)
  • ₹ 29
  • 3Y Return
  • 7.22%

  • Min SIP Investment Amt
  • ₹ -
  • AUM (Cr.)
  • ₹ 32
  • 3Y Return
  • 7.12%

  • Min SIP Investment Amt
  • ₹ -
  • AUM (Cr.)
  • ₹ 216
  • 3Y Return
  • 7.11%

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