Equity Savings Mutual Funds
Equity savings funds are open-ended mutual fund schemes that fall under the Hybrid category introduced by the SEBI. These funds generate returns by investing in equity, debt, derivatives, and arbitrage. It is a relatively newer financial instrument in the Indian market and is considered safer than pure equity funds and more tax-efficient than pure debt funds. View More
Equity Savings Mutual Funds List
| Fund Name | Fund Size(Cr.) | 3Y | 5Y | |
|---|---|---|---|---|
HSBC Equity Savings Fund - Direct Growth
|
548 | 13.28% | 13.93% | |
Kotak Equity Savings Fund - Direct Growth
|
7,804 | 11.60% | 12.01% | |
Sundaram Equity Savings Fund - Direct Growth
|
990 | 11.48% | 14.44% | |
Invesco India Equity Savings Fund - Direct Growth
|
341 | 10.66% | 11.07% | |
UTI-Equity Savings Fund - Direct Growth
|
613 | 10.60% | 11.95% | |
HDFC Equity Savings Fund - Direct Growth
|
5,463 | 10.51% | 12.04% | |
DSP Equity Savings Fund - Direct Growth
|
2,162 | 10.43% | 11.07% | |
SBI Equity Savings Fund - Direct Growth
|
5,616 | 10.13% | 11.78% | |
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Mirae Asset Equity Savings Fund - Direct Growth
|
1,353 | 10.07% | 12.77% | |
Edelweiss Equity Savings Fund-Dir Growth
|
539 | 9.92% | 11.61% |
| Fund Name | 1Y | Rating | Fund Size |
|---|---|---|---|
HSBC Equity Savings Fund - Direct Growth
|
22.63% Fund Size - 548 |
||
Kotak Equity Savings Fund - Direct Growth
|
16.22% Fund Size - 7,804 |
||
Sundaram Equity Savings Fund - Direct Growth
|
16.86% Fund Size - 990 |
||
Invesco India Equity Savings Fund - Direct Growth
|
20.05% Fund Size - 341 |
||
UTI-Equity Savings Fund - Direct Growth
|
13.86% Fund Size - 613 |
||
HDFC Equity Savings Fund - Direct Growth
|
15.34% Fund Size - 5,463 |
||
DSP Equity Savings Fund - Direct Growth
|
16.74% Fund Size - 2,162 |
||
SBI Equity Savings Fund - Direct Growth
|
13.80% Fund Size - 5,616 |
||
Mirae Asset Equity Savings Fund - Direct Growth
|
16.05% Fund Size - 1,353 |
||
Edelweiss Equity Savings Fund-Dir Growth
|
14.92% Fund Size - 539 |
Who Should Invest in Equity Savings Mutual Funds?
Features of Equity Savings Mutual Funds
Factors to consider while investing in Equity Savings Funds
Taxability of Equity Savings Funds
Risk Involved With Equity Savings Funds
Advantages of Equity Savings Funds
Popular Equity Savings Mutual Funds
- HSBC Equity Savings Fund - Direct Growth
- ₹ 500
- ₹ 5480
- 13.28%
- Min SIP Investment Amt
- ₹ ₹ 500
- AUM (Cr.)
- ₹ 548
- 3Y Return
- 13.28%
- Min SIP Investment Amt
- ₹ ₹ 500
- AUM (Cr.)
- ₹ 548
- 3Y Return
- 13.28%
- Kotak Equity Savings Fund - Direct Growth
- ₹ 100
- ₹ 7,8040
- 11.60%
- Min SIP Investment Amt
- ₹ ₹ 100
- AUM (Cr.)
- ₹ 7,804
- 3Y Return
- 11.60%
- Min SIP Investment Amt
- ₹ ₹ 100
- AUM (Cr.)
- ₹ 7,804
- 3Y Return
- 11.60%
- Sundaram Equity Savings Fund - Direct Growth
- ₹ 100
- ₹ 9900
- 11.48%
- Min SIP Investment Amt
- ₹ ₹ 100
- AUM (Cr.)
- ₹ 990
- 3Y Return
- 11.48%
- Min SIP Investment Amt
- ₹ ₹ 100
- AUM (Cr.)
- ₹ 990
- 3Y Return
- 11.48%
- Invesco India Equity Savings Fund - Direct Growth
- ₹ 500
- ₹ 3410
- 10.66%
- Min SIP Investment Amt
- ₹ ₹ 500
- AUM (Cr.)
- ₹ 341
- 3Y Return
- 10.66%
- Min SIP Investment Amt
- ₹ ₹ 500
- AUM (Cr.)
- ₹ 341
- 3Y Return
- 10.66%
- UTI-Equity Savings Fund - Direct Growth
- -
- ₹ 6130
- 10.60%
- Min SIP Investment Amt
- ₹ -
- AUM (Cr.)
- ₹ 613
- 3Y Return
- 10.60%
- Min SIP Investment Amt
- ₹ -
- AUM (Cr.)
- ₹ 613
- 3Y Return
- 10.60%
- HDFC Equity Savings Fund - Direct Growth
- ₹ 100
- ₹ 5,4630
- 10.51%
- Min SIP Investment Amt
- ₹ ₹ 100
- AUM (Cr.)
- ₹ 5,463
- 3Y Return
- 10.51%
- Min SIP Investment Amt
- ₹ ₹ 100
- AUM (Cr.)
- ₹ 5,463
- 3Y Return
- 10.51%
- DSP Equity Savings Fund - Direct Growth
- ₹ 100
- ₹ 2,1620
- 10.43%
- Min SIP Investment Amt
- ₹ ₹ 100
- AUM (Cr.)
- ₹ 2,162
- 3Y Return
- 10.43%
- Min SIP Investment Amt
- ₹ ₹ 100
- AUM (Cr.)
- ₹ 2,162
- 3Y Return
- 10.43%
- SBI Equity Savings Fund - Direct Growth
- ₹ 500
- ₹ 5,6160
- 10.13%
- Min SIP Investment Amt
- ₹ ₹ 500
- AUM (Cr.)
- ₹ 5,616
- 3Y Return
- 10.13%
- Min SIP Investment Amt
- ₹ ₹ 500
- AUM (Cr.)
- ₹ 5,616
- 3Y Return
- 10.13%
- Mirae Asset Equity Savings Fund - Direct Growth
- ₹ 99
- ₹ 1,3530
- 10.07%
- Min SIP Investment Amt
- ₹ ₹ 99
- AUM (Cr.)
- ₹ 1,353
- 3Y Return
- 10.07%
- Min SIP Investment Amt
- ₹ ₹ 99
- AUM (Cr.)
- ₹ 1,353
- 3Y Return
- 10.07%
- Edelweiss Equity Savings Fund-Dir Growth
- ₹ 100
- ₹ 5390
- 9.92%
- Min SIP Investment Amt
- ₹ ₹ 100
- AUM (Cr.)
- ₹ 539
- 3Y Return
- 9.92%
- Min SIP Investment Amt
- ₹ ₹ 100
- AUM (Cr.)
- ₹ 539
- 3Y Return
- 9.92%
FAQs
Investing in equity savings funds is relatively easy with 5Paisa. You can simply register online on the website or app of any online trading service and select the mutual fund you want to invest in. Next, you can select between lumpsum or SIP and complete your payment.
As these funds invest in a mix of debt, equity, and arbitrage instruments, they are suitable for the medium to long term. One should consider investing them for at least one year and longer to see profits
Equity savings funds invest money into three areas. The first is the equities that focus on portfolio diversification. The other part is invested in debt, which does not have a lot of credit or interest rate risk. The third part is arbitrage, where the objective is to generate returns by leveraging the mispricing opportunities in different markets.
Equity savings funds come from many fund houses, and the minimum investment amount varies according to the parent company and the fund. In general, the minimum amount for lumpsum investment is about INR 1000, while the minimum amount for SIP starts anywhere from INR 100. There is no upper limit for the amount you can invest in these mutual funds.
Investing in equity savings provides a dual advantage of income distribution and capital generation through a diversified portfolio. The fund actively uses hedged and unhedged strategies to manage risk and increase returns. This approach also helps deal with volatility and uncertainty in the stock market.
As mandated by the SEBI, equity savings schemes should invest a minimum of 65% of the total assets in equity, including the arbitrage positions, while at least 10% should go into debt instruments. According to the regulations, a fund in this category can invest in equity and related securities, debt instruments, and arbitrage opportunities using hedging strategies.
- Aggressive Hybrid
- Arbitrage
- Balanced Hybrid
- Banking and PSU
- Childrens
- Conservative Hybrid
- Contra
- Corporate Bond
- Credit Risk
- Dividend Yield
- Dynamic Asset
- Dynamic Bond
- ELSS
- Equity Savings
- Fixed Maturity Plans
- Flexi Cap
- Floater
- Focused
- FoFs Domestic
- FoFs Overseas
- Gilt Fund with 10 year
- Gilt
- Index
- Large & Mid Cap
- Large Cap
- Liquid
- Long Duration
- Low Duration
- Medium Duration
- Medium to Long Duration
- Mid Cap
- Money Market
- Multi Asset Allocation
- Multi Cap
- Overnight
- Passive ELSS
- Retirement
- Sectoral / Thematic
- Short Duration
- Small Cap
- Ultra Short Duration
- Value