Quite often you hear the general excuse that one is not able to invest because they don’t have a large enough corpus. Actually, you don’t need a large corpus. You need to focus on maximizing savings and start regular investment immediately. Here

If you work hard in your career, be it your job or your business, there is an interesting question that you need to ask yourself. Is my money working hard enough? Let us look at some background. We all have bills to pay and lifestyles to manage. So a

Inflation is the rate at which prices go up annually. But, why is it so important? Inflation matters because over time it erodes value. Let us look at inflation from a different perspective. If the annual inflation is 5 then a product of Rs.100 will

Investing in bonds or debentures has been quite popular in India for a long time. After all, the lure of assured returns is a little too tempting to say “no”. The general thumb rule is to assume that debt is risk free and equity is risky. While t

When we evaluate stocks to invest, there is an important debate on the approach. What is more important: the stock or the context? Let us understand this question in the form of your approach to looking at a stock. Let us say you are evaluating a mid

Balanced Mutual Funds, as the name suggests, invest in a mix of equity and debt. It is an attempt to get the best of equity and debt as asset classes and to give investors an in-between solution that is not extreme in terms of risk and returns. But t

What do we understand by a stock investor mindset? There are quite a few aspects implicit in this argument. You need to think long term and you need to be patient. Above all, you need to be ready to invest your time before you invest your money. Let

The gist of trading was best captured by the legendary trader, Jesse Livermore. According to Livermore, “In trading there is no bull side and bear side. There is only the right side”. Traders don’t bother about the long term and they are not re

An investment portfolio goes much beyond stocks. It is a combination of stocks, mutual funds, bonds and other assets like gold. Obviously, you cannot just pick up the pen and start filling up the application form for investments. There has to be a me

A systematic investment plan (SIP) is a regular method of investing in mutual funds. Normally, SIPs work best with equity funds and ELSS funds, although you can virtually do SIPs with every possible fund. From an investment perspective, the beauty of

When it comes to your mutual fund investments, there are three distinct things you must understand. The distinction between these three is critical to your portfolio actions. These 3 key ingredients of mutual fund investment are; Portfolio Review, Po

The rate cut by the RBI was never really in question even ahead of the policy announcement. The debate was more about whether the monetary policy committee would adopt a conservative 25 bps cut or go for a more aggressive 50 bps rate cut. The conditi