If you're earning over ₹15 lakh a year, you know the feeling. The more you earn, the more tax seems to cut into your income, taking a large portion away from your hard work. Without the right strategies, high tax rates can make it tough to save and

When you hear the words “10 lakh salary", it sounds exciting until you realise how much goes to taxes. If you're left feeling disappointed when the final amount reaches your account, it may be due to missed opportunities for tax savings. W

As happy as we get to move higher up in pay scales, tax planning can become complex. Many people don't realize how much tax they can save because they lack information! If your annual income is ₹7 lakhs or more, it’s important to choose the right

What is Recurring Deposit? Recurring deposits are among the most popular risk-free investing options in India. For those with steady earnings, an RD is an investment vehicle in which a certain sum of money is added to the account each month for a

Ever wondered how to make your money work smarter in the stock market? Well, thematic investing might just be the answer you're looking for. It's a cool way to put your money into ideas and trends that could shape our future. What is Thematic Inve

When it comes to paying taxes in India, things have gotten a bit more interesting lately. The government has introduced a new tax system alongside the old one, giving taxpayers more options. But with choice comes the need to understand what's best fo

Unified Payments Interface (UPI) has revolutionized digital transactions in India, making money transfers quick and easy. However, like any technology, UPI can sometimes face issues. When problems arise, knowing how to register a complaint is crucial

Imagine your financial toolbox. Every tool has a specific purpose: to keep your finances secure. A fixed deposit (FD) is like a sturdy toolbox. It safely stores your money and allows it to grow steadily, perfect for saving towards short-term goals.

Inflation can be a real headache for investors. It eats away at the value of your money, making your investments worth less over time. But what if there was a way to protect your investments from inflation? That's where inflation-indexed bonds come i

A responsible citizen must file income tax return on time. The deadline for filing tax returns for individual taxpayers is 31st July of the assessment year. Waiting until the last minute and rushing to file can lead to errors in the information you d

Have you ever wondered how investors decide whether an investment is worth their time and money? Enter the required rate of return - a key concept that helps investors make smarter choices. Think of it as the minimum profit an investor expects to mak

Have you recently tried to access your National Pension System (NPS) account but found it's not working? Don't worry, you're not alone. Many NPS subscribers face this issue because their accounts have been frozen. But here's the good news - unfreezin