In the pantheon of Hinduism, Lord Ganesha holds the unique distinction of being the “Prathama Pujaya”, meaning the first lord to be worshipped. Whatever be the occasion, any religious ceremony always begins with oblations to Lord Ganesha. In Indi

One of the standard question you will counter at any meeting with investors is “Where do you see the Sensex after 1 year”. You obviously cannot say that you don’t have any idea because that would put off the investor. So you end up giving an am

Mutual fund investments are, by default diversified. So they address the basic problem of concentration that you face in direct equity investments. However, selection of funds, monitoring and rebalancing still poses a major challenge to investors. He

Do you own blue chip stocks? You must have surely come across this question. Even if you do not know the origin of the usage “Blue Chip”, you must be aware that they represent the high quality stocks in the Indian share market. While there is no

There are a whole lot of investment mistakes we tend to commit inadvertently. The idea is not that you don’t understand these mistakes, but just that you tend to overlook the same. Here are few tips on how to invest in share market while avoidi

The big news in the last few weeks was the rapid rally in the price of gold. Gold prices are rallying; not only in the international markets, but even domestic prices of gold are gradually inching closer to Rs.40,000/10 grams. This is already a life-

The 73rd Independence Day on 15th August 2019 will be unique in a number of ways. This will be the first address by the prime minister in his second term. This Independence Day will also be unique because India will celebrate the day with the state o

In the Indian context, millennials are those who were born post the liberalization of 1991; hence most do not have real experience of living in pre-liberalized India. But the real matter is that the millennial generation has some unique features or c

Quite often you hear the general excuse that one is not able to invest because they don’t have a large enough corpus. Actually, you don’t need a large corpus. You need to focus on maximizing savings and start regular investment immediately. Here

If you work hard in your career, be it your job or your business, there is an interesting question that you need to ask yourself. Is my money working hard enough? Let us look at some background. We all have bills to pay and lifestyles to manage. So a

Inflation is the rate at which prices go up annually. But, why is it so important? Inflation matters because over time it erodes value. Let us look at inflation from a different perspective. If the annual inflation is 5 then a product of Rs.100 will

Investing in bonds or debentures has been quite popular in India for a long time. After all, the lure of assured returns is a little too tempting to say “no”. The general thumb rule is to assume that debt is risk free and equity is risky. While t