Days Past Due (DPD) in CIBIL Report
5paisa Research Team
Last Updated: 01 Jan, 2025 11:51 AM IST

Content
- What are Days Past Due (DPD) in the CIBIL Report?
- How is DPD Calculated?
- Ways to Report Dispute of DPD Errors
- What Can You Do to Have a Good Credit History?
- How to Improve Your DPD?
- Conclusion
Banks and other financial organisations can verify your financial discipline using your CIBIL report. The banks and other financial institutions approve your loan or credit card application. It is based on the information in your CIBIL report. You have a better chance of getting a credit card or loan when your score is high. It serves as a gauge for your credit management skills.
A CIBIL report's Days Past Due comment is a crucial item that needs your quick attention. It is an element along with your credit score, recent credit inquiries, and more, that are included in your report. Also, it can have a negative impact on your CIBIL score. Continue reading to learn more about Days Past Due.
More About Generic
- What is Union Budget? : An Overview
- Consolidated Fund of India: What is it?
- TTM (Trailing Twelve Months)
- What is a Virtual Payment Address (VPA) in UPI?
- Best Swing Trading Strategies
- What Is FD Laddering?
- What Credit Score is Needed to Buy a House?
- How to Deal with Job Loss?
- Is 750 a good credit score?
- Is 700 a Good Credit Score?
- What is Impulse Buying?
- Fico Score vs Credit Score
- How to remove late payments from your credit report?
- How to Read Your Credit Card Statement?
- Does Paying Car Insurance Build Credit?
- Cashback vs Reward Points
- 5 Common Credit Card Mistakes to Avoid
- Why Did My Credit Score Drop?
- How to Read a CIBIL Report
- How Long Does It Take to Improve Credit Score?
- Days Past Due (DPD) in CIBIL Report
- CIBIL Vs Experian Vs Equifax Vs Highmark Credit Score
- 11 Common Myths about CIBIL Score
- Tactical Asset Allocation
- What is a Certified Financial Advisor?
- What is Wealth Management?
- Capital Fund
- Reserve Fund
- Market Sentiment
- Endowment Fund
- Contingency Fund
- Registrar of Companies (RoC)
- Inventory Turnover Ratio
- Floating Rate Notes
- Base rate
- Asset-Backed Securities
- Acid-test Ratio
- Participating Preference Shares
- What is Expenses Tracking?
- What is Debt Consolidation?
- Difference Between NRE & NRO
- Credit Review
- Passive Investing
- How To Get Paperless Loans?
- How To Check CIBIL Defaulter List?
- Credit Score Vs CIBIL Score
- National Bank for Agriculture and Rural Development (NABARD)
- Statutory Liquidity Ratio (SLR)
- Cash Management Bill (CMB)
- Secured Overnight Financing Rate (SOFR)
- Personal Loan Vs Business Loan
- Personal Finance
- What is Credit Market?
- Trailing Stop Loss
- Gross NPA vs Net NPA
- Bank Rate vs Repo Rate
- Operating Margin
- Gearing Ratio
- G Secs - Government Securities in India
- Per Capita Income India
- What is Term Deposit
- Receivables Turnover Ratio
- Debtors Turnover Ratio
- Sinking Fund
- Takeover
- IMPS Full Form in Banking
- Redemption of Debentures
- Rule of 72
- Institutional Investor
- Capital Expenditure and Revenue Expenditure
- What is Net Income
- Assets and Liabilities
- Gross Domestic Product (GDP)
- Non-Convertible Debentures
- Cost Inflation Index
- What Is Book Value?
- What Are High Net Worth Individuals?
- Types of Fixed Deposits
- What Is Net Profit?
- What is Neo Banking?
- Financial Shenanigans
- China Plus One Strategy
- What is Bank Compliance?
- What Is Gross Margin?
- What Is an Underwriter?
- What is Yield To Maturity (YTM)?
- What is Inflation?
- Types of Risk
- What Is the Difference Between Gross Profit and Net Profit?
- What is a Commercial Paper?
- NRE Account
- NRO Account
- Recurring Deposit (RD)
- What is Fair Market Value?
- What Is Fair Value?
- What is NRI?
- The CIBIL Score Explained
- Net Working Capital
- ROI - Return on Investment
- What Causes Inflation?
- What is Corporate Action?
- What is SEBI?
- Fund Flow Statement
- Interest Coverage Ratio
- Tangible Assets Vs. Intangible Assets
- Current Liabilities
- Current Ratio Explained - Examples, Analysis, and Calculations
- Restricted Stock Units (RSU)
- Liquidity Ratio
- Treasury Bills
- Capital Expenditure
- Non-Performing Assets (NPA)
- What is a UPI ID? Read More
Disclaimer: Investment in securities market are subject to market risks, read all the related documents carefully before investing. For detailed disclaimer please Click here.
Frequently Asked Questions
The CIBIL report contains DPD information for a maximum period of 90 days, divided into three months, with values reflecting 30, 60, and 90 days. These figures indicate the number of days that have passed or been missed after the payment due date for loan EMIs or credit card bills.
We do not have the ability to delete or modify DPD entries in our credit report, just as we cannot alter or edit any other information within our credit report. This is because DPD is an integral and interconnected component of the credit report.
Within the payment history section of your credit report, the days past due in the CIBIL reflects your payment timeline for the preceding 36 months.