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Capital Small Finance Bank IPO

The IPO consists of a fresh issue of Rs.450 crore and an offer for sale of up to 3,840,087 equity shares. According to the DRHP...

  • Status: Closed
  • RHP:
  • โ‚น 14,240 / 32 shares

    Minimum Investment

IPO Listing Details

  • Listing Date

    14 Feb 2024

  • Listing Price

    โ‚น435.00

  • Listing Change

    -7.05%

  • Last Traded Price

    โ‚น287.50

IPO Details

  • Open Date

    07 Feb 2024

  • Close Date

    09 Feb 2024

  • IPO Price Range

    โ‚น 445 to โ‚น 468

  • IPO Size

    โ‚น 523 Cr

  • Listing Exchange

    BSE, NSE

  • Listing Date

    14 Feb 2024

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IPO Timeline

Capital Small Finance Bank IPO Subscription Status

Last Updated: 15 February 2024 5:11 PM by 5Paisa

Capital Small Finance Bank Limited IPO is set to open from 7th February to 9th February 2024. The company is a small finance bank. The IPO is a combination of fresh issue of 0.96 crore shares aggregating to Rs 450.00 crores and offer for sale of 0.16 crore shares aggregating to Rs 73.07 crores. The share allotment date is 12th February 2024, and the IPO will be listed on 14th February 2024 on the stock exchanges. The price band is Rs. 445 to Rs. 468 per share. Nuvama Wealth Management Limited, Dam Capital Advisors Ltd, Equirus Capital Private Limited are the book-running lead managers for this IPO, while Link Intime India Private Ltd is the registrar.ย 

Objectives of Capital Small Finance Bank IPO:

โ—ย ย  ย To satisfy its future requirements for capital, the Bank plans to enhance its Tier-1 capital base with the Net Proceeds from the Fresh Issue.ย 
โ—ย ย  ย The proceeds from the Fresh Issue will also be used towards meeting the expenses to the Offer.ย 
โ—ย ย  ย The Bank expects to receive the benefits of listing the Equity Shares on the Stock Exchanges.
ย 

Capital Small Finance Bank IPO Video:

ย 

Capital Small Finance Bank Limited is a small finance bank that was founded in 1999. The first non-NBFC microfinance organization to get an SFB license was Capital SFB in 2015. The business has a branch-based operating strategy and is well-established in both rural and semi-urban locations.

The middle-class consumer groups that earn between โ‚น0.4 and โ‚น5 million annually are the focus of Capital Small Finance Bank. Through a combination of product offerings, customer service, physical branches, and internet platforms, they hope to become these clients' primary banker.

With its main office located in Jalandhar, Punjab, Capital Small Finance Bank has consciously extended its SFB activities across northern Indian states, including Delhi, Himachal Pradesh, Punjab, Haryana, Rajasthan, and UT Chandigarh.

Peer Comparison

โ—ย ย  ย IDFC First Bank
โ—ย ย  ย AU SFB
โ—ย ย  ย Equitas SFB
โ—ย ย  ย ESAF SFB
โ—ย ย  ย Suryoday SFB
โ—ย ย  ย Ujjivan SFB
ย 

For More Information:
Webstory onย Capital Small Finance Bank IPO

Profit and Loss

Balance Sheet

Particulars (in Rs. Crores) FY23 FY22 FY21
Revenueย from operations 676.00 578.21 511.43
EBITDA 144.82 100.6 70.22
PAT 93.59 62.56 40.78
Particulars (in Rs. Crores) FY23 FY22 FY21
Total Assets 7990.77 7153.92 6371.24
Share Capital 34.25 34.04 33.91
Total Borrowings 721.38 498.43 616.72
Particulars (in Rs. Crores) FY23 FY22 FY21
Net cash generated from / (used in) operating activities -107.44 -210.74 174.31
Net cash from / (used in) investing activities -19.66 -13.15 -12.42
Net cash flow from / (used in) financing activities 221.51 -119.7 196.81
Net increase (decrease) in cash and cash equivalents 94.4 -343.59 358.71


Strengths

1.    The company has a retail-focused liability franchise with a high share of CASA
2.    The company has Secured and diversified its advances portfolio 
3.    The company has Streamlined credit assessment processes and risk management practices
4.    The company has a Customer-centric approach and deep understanding of target customers
5.    The company has a Consistent track record of growth with constantly improving operational and profitability metrics 
 

Risks

1.    The business is concentrated in North India, with approximately 87% of our total branches located in the state of Punjab. Any adverse change in the economy of North India could hurt financial condition, results of operations and cash flows
2.    The company is subject to strict regulatory requirements and prudential norms. If we are unable to comply with such laws, regulations and norms it may hurt business, financial condition, results of operations and cash flows. 
3.    The company is subject to certain prudential norms. If the company is unable to comply with these norms it may hurt its business, financial condition, results of operations, and cash flows. 
 

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FAQs

Capital Small Finance Bank IPO opens from 7th February to 9th February 2024.
 

The size of Capital Small Finance Bank IPO is โ‚น523.07 cr. 

To apply for Capital Small Finance Bank IPO, follow the steps given below:

โ— Login to your 5paisa account and select the issue in the current IPO section    
โ— Enter the number of lots and the price at which you wish to apply for the Capital Small Finance Bank IPO.    
โ— Enter your UPI ID and click on submit. With this, your bid will be placed with the exchange.    
You will receive a mandate notification to block funds in your UPI app.

The GMP value of every IPO changes daily. To view today's GMP of Capital Small Finance Bank IPO visit https://www.5paisa.com/ipo/ipo-gmp
 

The price band of Capital Small Finance Bank IPO is โ‚น445 to โ‚น468 per share.
 

The minimum lot size of Capital Small Finance Bank IPO is 32 shares and the investment required is โ‚น14,976.

The share allotment date of Capital Small Finance Bank IPO is 12th February 2024.

The Capital Small Finance Bank IPO will be listed on 14th February 2024.

Nuvama Wealth Management Limited, Dam Capital Advisors Ltd, Equirus Capital Private Limited are the book-running lead managers for Capital Small Finance Bank IPO

Capital Small Finance Bank will use proceeds for:

โ—     To satisfy its future requirements for capital, the Bank plans to enhance its Tier-1 capital base with the Net Proceeds from the Fresh Issue. 
โ—    The proceeds from the Fresh Issue will also be used towards meeting the expenses to the Offer. 
โ—    The Bank expects to receive the benefits of listing the Equity Shares on the Stock Exchanges.