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Childrens Mutual Funds

Children’s Fund or Child Gifting Mutual Fund is an open-ended scheme designed primarily for child-specific needs like educational expenses, relocation, higher studies, healthcare, marriage, etc. These funds come with a 5 year mandatory lock-in period or until the child becomes an adult, whichever is earlier. View More

Just like any other mutual fund, the amount invested in this scheme is utilized by the fund manager to buy stocks, bonds, debt, money instruments, and other financial assets, which can earn good returns over time. These returns are passed on to the investor as dividends they receive at regular intervals while providing long-term capital gains.

Depending on the investment horizon and goal, investors can choose from among two Children’s Funds i.e. Equity-Focused and Debt-Focused.

Children’s Gift Mutual Fund allows the parents to create a separate fund dedicated to this child’s requirements, enabling them to keep their expenses and create a dedicated fund for their child’s needs. The child can receive the amount accumulated when they turn 18 and can also be utilized for their needs..

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Childrens Mutual Funds List

Filters
logo SBI Magnum Children's Benefit Fund - IP - Dir Growth

41.31%

Fund Size (Cr.) - 2,962

Invest
logo HDFC Children's Fund - Direct Growth

19.05%

Fund Size (Cr.) - 9,937

Invest
logo ICICI Pru Child Care Fund-Gift Plan - Direct

21.40%

Fund Size (Cr.) - 1,320

Invest
logo Aditya Birla SL Bal Bhavishya Yojna - Dir Growth

18.24%

Fund Size (Cr.) - 1,087

Invest
logo Tata Young Citizens Fund - Direct

14.89%

Fund Size (Cr.) - 367

Invest
logo LIC MF Children's Fund - Direct

20.22%

Fund Size (Cr.) - 17

Invest
logo UTI-Children's Equity Fund - Direct Growth

17.52%

Fund Size (Cr.) - 1,122

Invest
logo UTI-Children's Equity Fund - Direct (Scholarship)

17.52%

Fund Size (Cr.) - 1,122

Invest
logo SBI Magnum Children's Benefit Fund - Savings Plan - Dir Growth

17.44%

Fund Size (Cr.) - 123

Invest
logo UTI-Children's Hybrid Fund - Direct Growth

11.90%

Fund Size (Cr.) - 4,562

Invest
View More

Who should invest in Children's Funds?

Features of Children’s Funds

Taxability of Children’s Funds

Risks involved in Children’s Funds

Advantages of Children’s Funds

Who Are These Funds Suited For?

Popular Childrens Mutual Funds

  • Min SIP Investment Amt
  • ₹ ₹ 500
  • AUM (Cr.)
  • ₹ 2,962
  • 3Y Return
  • 25.73%

  • Min SIP Investment Amt
  • ₹ ₹ 100
  • AUM (Cr.)
  • ₹ 9,937
  • 3Y Return
  • 17.93%

  • Min SIP Investment Amt
  • ₹ ₹ 100
  • AUM (Cr.)
  • ₹ 1,320
  • 3Y Return
  • 17.53%

  • Min SIP Investment Amt
  • ₹ ₹ 500
  • AUM (Cr.)
  • ₹ 1,087
  • 3Y Return
  • 14.68%

  • Min SIP Investment Amt
  • ₹ ₹ 500
  • AUM (Cr.)
  • ₹ 367
  • 3Y Return
  • 14.45%

  • Min SIP Investment Amt
  • ₹ ₹ 200
  • AUM (Cr.)
  • ₹ 17
  • 3Y Return
  • 14.09%

  • Min SIP Investment Amt
  • ₹ ₹ 500
  • AUM (Cr.)
  • ₹ 1,122
  • 3Y Return
  • 12.57%

  • Min SIP Investment Amt
  • ₹ ₹ 500
  • AUM (Cr.)
  • ₹ 1,122
  • 3Y Return
  • 12.57%

  • Min SIP Investment Amt
  • ₹ ₹ 500
  • AUM (Cr.)
  • ₹ 123
  • 3Y Return
  • 12.30%

  • Min SIP Investment Amt
  • ₹ ₹ 500
  • AUM (Cr.)
  • ₹ 4,562
  • 3Y Return
  • 9.34%

FAQs

A Children’s Fund or Children’s Gift Mutual Fund is a scheme that offers investors the advantage of long-term gains and is ideal for creating a fund for your children that can help in their future educational needs, higher studies, marriage expenses, and other requirements. Children Funds are either Hybrid-Debt or Hybrid Equity schemes, depending on the exposure of the assets.

Yes. Children’s Fund comes with a mandatory lock-in period of 5 years or until the child becomes an adult. It can also be designed to cover different requirements like marriage or child education.

Yes, many fund houses offer dedicated Children’s Mutual Funds, which are devoted explicitly to child-related requirements like a child’s schooling, higher education, marriage, or healthcare. The parents or guardians can invest on behalf of the child and gift the mutual funds to their children.

Yes. The parent or guardian must provide the minor’s age proof to invest in the children’s mutual funds. It can include documents like a Passport, Aadhaar Card, or Birth Certificate, which can present age proof and confirm the date of birth.

Additionally, the investor must also submit proof of relationship with the child, which includes a Passport or Birth Certificate mentioning the parent’s name. A legal guardian can also invest in the child’s name by providing appropriate documents.

Yes, you can invest in a children’s mutual fund for your child, provided that you meet the eligibility criteria by your AMC.

Both child plans and Children’s mutual funds offer several benefits depending on the needs. While child plans are considered risk-free and suitable interest, Children’s Mutual Funds can be volatile but have the chance of providing a higher return in the long-term horizon.

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