The earlier you start investing, the higher is the benefit that you can get with your investment over the period of time.
Before making a choice, consider the returns over the course of at least a few years.
Increasing your SIP Every Year gives a better return than the regular SIP due to the compounding effect on the increased invested amount.
When the market declines, investors shouldn't stop their SIP investments; instead, they should continue them as well as make lump-sum or top-up investments to increase their returns. A market correction presents an opportunity to invest because stocks are more affordable at this time.
Systematic Withdrawal Plan (SWP) allows the investor to meet their regular needs, it also enables an investor to stay invested in the plan for a longer period of time so they can benefit from the compounding interest on their initial investment.