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IRFC

IRFC Share Price

 

 

IRFC live price: ₹89.9. It opened at ₹88 vs previous close ₹88; intraday high/low: ₹90/₹88. The 50 & 200 DMA stand at ₹95.96/₹108.23.

IRFC Performance

  • Today's Low
  • ₹88
  • Today's High
  • ₹90
  • 52 Week Low
  • ₹87
  • 52 Week High
  • ₹139
  • Open Price₹88
  • Previous Close₹88
  • Volume9,078,755
  • 50 DMA₹95.96
  • 100 DMA₹100.49
  • 200 DMA₹108.23

IRFC Chart

Investment Returns

  • Over 1 Month -6.36%
  • Over 3 Month -8.72%
  • Over 6 Month -25.86%
  • Over 1 Year -34.66%

Smart Investing Starts Here Start SIP with IRFC for Steady Growth!

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IRFC Fundamentals Fundamentals refer to the financial data that companies report on a quarterly or annual basis.

  • P/E Ratio
  • 16.8
  • PEG Ratio
  • 2.1
  • Market Cap Cr
  • 117,486
  • P/B Ratio
  • 2.1
  • Average True Range
  • 2.01
  • EPS
  • 5.36
  • Dividend Yield
  • 2.3
  • MACD Signal
  • -2.08
  • RSI
  • 38.56
  • MFI
  • 14.66

Latest Stock News Updates

Govt mobilises nearly 2,100 cr via share sale of state-owned IRFC

The government on Thursday said it has raised around Rs 2,100 crore from the share sale of state-owned Indian Railway Finance Corporation (IRFC). The OFS for IRFC closed with an enthusiastic response from the retail investors, Department of Investment and Public Asset Management (DIPAM) Secretary Arunish Chawla said in a post on X. "Combined with the institutional investors, 22.88 crore shares were sold to the minority shareholders over the two trading days for an estimated amount of Rs 2,084 crore. We thank all investors for their participation and for reposing their faith in us," he said. The government decided to exercise the green shoe option on Wednesday, allowing 2 per cent stake dilution in the public sector undertaking (PSU) of the Railway Ministry. The Department had fixed a floor price of Rs 91 per share, at a discount of 7.8 per cent over Tuesday's closing price of IRFC shares on the BSE. Shares of IRFC closed 0.8 per cent lower at Rs 91.78 on the BSE on Thursday. Prio

IRFC shares tumble nearly 6% as OFS opens for non-retail investors today; Govt to sell 2% stake

The sharp decline in the stock came as non-retail investors began bidding in the share sale, with the floor price set at 91 per share, representing a 7.79 per cent discount to IRFC's previous closing price.

IRFC refinances 13,527 crore Hyderabad Metro debt after L&T exit

Financing costs to go down by 30-40%, says CMD

IRFC Financials

IRFC Technicals

EMA & SMA

Current Price
₹89.90
+ 1.78 (2.02%)
pointer
  • Bearish Moving Average 14
  • Bullish Moving Average 2
  • 20 Day
  • ₹92.40
  • 50 Day
  • ₹96.00
  • 100 Day
  • ₹100.50
  • 200 Day
  • ₹108.20

Resistance and Support

89.4 Pivot Speed
  • R3 92.19
  • R2 91.09
  • R1 90.50
  • S1 88.81
  • S2 87.71
  • S3 87.12

Ratings

Master Rating

EPS Strenth

Price Strength

Buyer Demand

Group Rank

Indian Railway Finance Corporation Ltd. (IRFC) is the dedicated financial arm of Indian Railways, providing funding for the acquisition of rolling stock, infrastructure development, and other railway projects, supporting the growth and modernization of India’s railway network.

Indian Railway Finance Corporation has an operating revenue of Rs. 27,284.15 Cr. on a trailing 12-month basis. An annual revenue growth of 1% is not great, Pre-tax margin of 26% is great, ROE of 12% is good. The stock from a technical standpoint is trading below to its key moving averages. It needs to take out these levels and stay above it to make any meaningful move. From an O'Neil Methodology perspective, the stock has an EPS Rank of 55 which is a POOR score indicating inconsistency in earnings, a RS Rating of 15 which is POOR indicating the underperformance as compared to other stocks, Buyer Demand at D- which indicates heavy supply, Group Rank of 87 indicates it belongs to a poor industry group of Finance-Investment Mgmt and a Master Score of C is fair but needs to improve. Overall, the stock has poor technical strength and poor fundamentals, there are superior stocks in the current market environment.

Disclaimer: This stock analysis report is algorithmically generated for informational purposes only and should not be considered as a buy or sell recommendation.

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IRFC Corporate Actions - Bonus, Splits, Dividends

Date Purpose Remarks
2026-05-14 Audited Results
2026-03-09 Interim Dividend & Others Inter alia, to also consider approval of market borrowing programme for the financial year 2026-27. per share(7.7%)Interim Dividend
2026-01-19 Quarterly Results & Others To consider other business matters. per share(7.7%)Interim Dividend
2025-10-15 Quarterly Results & Interim Dividend
2025-07-22 Quarterly Results & Others To consider other business matters. per share(7.7%)Interim Dividend
Date Purpose Remarks
2026-03-13 INTERIM Rs.1.05 per share(10.5%)Second Interim Dividend
2025-10-24 INTERIM Rs.1.05 per share(10.5%)Interim Dividend
2025-03-21 INTERIM Rs.0.80 per share(8%)Second Interim Dividend
2024-11-12 INTERIM Rs.0.80 per share(8%)Interim Dividend
2024-08-22 FINAL Rs.0.70 per share(7%)Final Dividend
View IRFC Dividend History Arrow

IRFC F&O

IRFC Shareholding Pattern

84.65%
0.27%
2.56%
1.16%
0%
10.7%
0.66%

About IRFC

Indian Railway Finance Corporation Limited (IRFC) is the dedicated financing arm of Indian Railways. The company operates under the administrative control of the Ministry of Railways, Government of India, and has been granted Navratna status by the Department of Public Enterprises. IRFC is registered with the Reserve Bank of India (RBI) as a Systemically Important Non-Deposit Taking Non-Banking Financial Company: Infrastructure Finance Company (NBFC-ND-IFC). 

IRFC’s primary business is to mobilise funds from domestic and international capital markets to finance the acquisition of rolling stock assets, and to finance railway infrastructure projects that are leased or made available to Indian Railways. The company has been listed on both the National Stock Exchange (NSE) and the Bombay Stock Exchange (BSE) since 29 January 2021. Investors tracking the Indian Railway Finance Corporation share price often follow the company's financial performance and railway infrastructure investments, as these factors may influence market sentiment and the movement of the company's listed shares.

History & Milestones

Indian Railway Finance Corporation Limited was incorporated on 12 December 1986 with the objective of supporting the funding requirements of Indian Railways by raising resources from domestic and overseas financial markets. The company commenced its fund-raising activities in 1988, including raising a loan from the Export-Import Bank of Japan on behalf of the Ministry of Finance. During the following decades, IRFC strengthened its role as the principal financing entity for rolling stock procurement while expanding its access to both domestic and international debt markets. It was recognised as a Public Financial Institution in 1993 and later registered as a Non-Banking Financial Company (NBFC) in 1998. Over time, the company diversified its financing activities to include railway infrastructure projects and strategic lending to railway-linked organisations. A significant milestone in its journey was its public listing on the NSE and BSE in January 2021, followed by its elevation to Navratna status in March 2025, reflecting its growing strategic importance within the public sector.

Key milestoned include:

• 1986: Indian Railway Finance Corporation Limited was incorporated as a public limited company.
• 1988: Commenced fund raising from domestic capital markets and raised a loan from the Export-Import Bank of Japan.
• 1993: Declared Public Financial Institution under Section 4A of the Companies Act, 1956.
• 1998: Registered as a non-banking financial company (NBFC) and issued 15-year bonds to the Life Insurance Corporation of India.
• 2016: Expanded into financing railway infrastructure projects through institutional finance.
• 2018: Granted Miniratna Category-I status by the Government of India.
• 2021: Listed on the NSE and BSE on 29 January 2021 and recorded its highest annual disbursement to the Ministry of Railways.
• 2022: Became the first Central Public Sector Enterprise (CPSE) to list offshore bonds exclusively on Indian stock exchanges in GIFT City and raised a JPY 130 billion green loan.
• 2025: Awarded Navratna status by the Department of Public Enterprises.
 

Key Achievements

• Assets Under Management (AUM) increased from ₹2,70,506 crore in FY20 to ₹4,59,802 crore in Q1 FY26, reflecting continued growth in the company's financing portfolio.
• Since its inception, IRFC has financed the acquisition of 13,764 locomotives, 76,735 passenger coaches, and 2,65,815 freight wagons for Indian Railways.
• For FY25, the company reported revenue from operations of ₹27,152 crore and Profit After Tax (PAT) of ₹6,502 crore.
• IRFC's net worth reached ₹54,424 crore in Q1 FY26, representing the highest level since its incorporation.
• During FY25, the company executed new business agreements worth approximately USD 5,676 million (₹50,632 crore) across railway-linked and infrastructure sectors as part of its diversification strategy.

 

Awards & Recognition

• 2025: Granted Navratna status by the Department of Public Enterprises (DPE), Government of India•.
• 2018: Awarded Miniratna Category-I status by the Government of India.
• Consistently rated "Excellent" by the Government of India for achieving its Memorandum of Understanding (MoU) performance targets.
• Holds the highest long-term domestic credit ratings of CRISIL AAA, ICRA AAA, and CARE AAA, along with CRISIL A1+, ICRA A1+, and CARE A1+ for short-term borrowings.
• Internationally rated Baa3 (Stable) by Moody's, BBB- (Positive) by S&P Global Ratings, and BBB- (Stable) by Fitch Ratings, at par with India's sovereign credit ratings.

 

Important Facts

1. Year of Incorporation: Indian Railway Finance Corporation Limited (IRFC) was incorporated on 12 December 1986 as the dedicated financing arm of Indian Railways.

2. Headquarters: The company's registered office is located at NBCC Place, Bhisham Pitamah Marg, Lodhi Road, New Delhi: 110003, India.

3. Ownership: IRFC is a Schedule 'A' Navratna Central Public Sector Enterprise (CPSE) under the administrative control of the Ministry of Railways, Government of India.

4. Stock Exchange Listing: The company has been listed on both the National Stock Exchange (NSE) and the Bombay Stock Exchange (BSE) since 29 January 2021.

5. Corporate Identity Number (CIN): L65910DL1986GOI026363.

6. Regulatory Status: IRFC is registered with the systemically important non-deposit-taking non-banking financial company

7. Asset Quality: The company reported Nil Gross Non-Performing Assets (GNPA) as of Q1 FY26, maintaining a clean loan book since inception.

8. Employee Count: Information not publicly disclosed in the provided official source material.

 

Business Verticals

1. Rolling Stock Financing: Finances the acquisition of locomotives, passenger coaches and freight wagons, which are leased to Indian Railways.

2. Railway Infrastructure Financing: Provides funding for railway infrastructure projects that support network expansion and modernisation.

3. Lending to Railway-Linked Entities: Extends loans to organisations such as Rail Vikas Nigam Limited (RVNL), RITES and India Infrastructure Finance Company Limited (IIFCL) under strategic arrangements.

4. Diversified Infrastructure Financing (IRFC 2.0): Expanding financing activities into railway-linked sectors, including power, transmission, mining, coal, warehousing, telecommunications and hospitality.

5. Metro and Urban Transport Financing: Exploring funding opportunities for metro rail and urban transport projects through strategic memoranda of understanding.

 

Key Personnel

Name Designation Brief Background
Shri Manoj Kumar Dubey

Chairman & Managing Director and CEO

Heads IRFC and oversees the company's strategy, financial management and diversification initiatives.

Shri Ranjay Choudhary Director (Finance)

Responsible for the company's finance and treasury functions.

Shri Abhishek Kumar Nominee Director

Represents the Government's interests on the Board of Directors.

Shri Vallabhbhai Maneklal Patel Independent Director

Serves as a Non-Official Independent Director on the company's Board.

Smt. Sheela Pandit Independent Director

Serves as a Non-Official Independent Director and contributes to corporate governance and Board oversight.

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  • NSE Symbol
  • IRFC
  • BSE Symbol
  • 543257
  • ISIN
  • INE053F01010

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IRFC FAQs

IRFC share price is ₹89 As on 11 July, 2026 | 00:30

The Market Cap of IRFC is ₹117485.9 Cr As on 11 July, 2026 | 00:30

The P/E ratio of IRFC is 16.8 As on 11 July, 2026 | 00:30

The PB ratio of IRFC is 2.1 As on 11 July, 2026 | 00:30

As of 6 July 2026, the IRFC share price today closed at ₹90.24 on the NSE. Share prices fluctuate throughout every trading session.

As of 6 July 2026, IRFC had a market capitalisation of approximately ₹1,17,930 crore.

As of 6 July 2026, IRFC's Price-to-Earnings (P/E) ratio stood at 16.8.

As of 6 July 2026, IRFC's Price-to-Book (P/B) ratio was 2.1.
 

You check and buy IRFC limited share price through a SEBI-registered stockbroker. Open a Demat and trading account, complete the KYC process, add funds, and place a buy order through the stock exchange.

IRFC was established by the Government of India under the Ministry of Railways in 1986 to serve as the dedicated financing arm of Indian Railways. The company does not identify an individual founder.

No. IRFC is not a debt-free company. As a financing company, it raises funds from domestic and international capital markets to support its lending and leasing operations.

As of 6 July 2026, IRFC's Return on Equity (ROE) was approximately 13.0%.

Shri Manoj Kumar Dubey serves as the Chairman, Managing Director and Chief Executive Officer (CMD & CEO) of IRFC.

Several factors influence the IRFC stock price, including financial performance, interest rates, government policies, railway infrastructure spending, borrowing costs, investor sentiment, and overall market conditions.

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Q2FY23