UTKARSHBNK

Utkarsh Small Finance Bank Share Price

₹34.95 -0.42 (-1.19%)

21 Nov, 2024 14:20

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Performance

  • Low
  • ₹35
  • High
  • ₹36
  • 52 Week Low
  • ₹35
  • 52 Week High
  • ₹68
  • Open Price₹36
  • Previous Close₹35
  • Volume911,106

Investment Returns

  • Over 1 Month -19.15%
  • Over 3 Month -28.22%
  • Over 6 Month -34.86%
  • Over 1 Year -31.27%
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Utkarsh Small Finance Bank Fundamentals Fundamentals refer to the financial data that companies report on a quarterly or annual basis.

  • P/E Ratio
  • 8.3
  • PEG Ratio
  • 2.4
  • Market Cap Cr
  • 3,850
  • P/B Ratio
  • 1.3
  • Average True Range
  • 1.63
  • EPS
  • 4.22
  • Dividend Yield
  • 1.4
  • MACD Signal
  • -1.63
  • RSI
  • 28.22
  • MFI
  • 28.69

Utkarsh Small Finance Bank Financials

Utkarsh Small Finance Bank Technicals

EMA & SMA

Current Price
₹34.95
-0.42 (-1.19%)
pointer
  • stock-down_img
  • Bullish Moving Average 0
  • stock-up_img
  • Bearish Moving Average 16
  • 20 Day
  • ₹39.54
  • 50 Day
  • ₹42.64
  • 100 Day
  • ₹45.54
  • 200 Day
  • ₹48.12

Resistance and Support

35.74 Pivot Speed
  • R3 37.73
  • R2 37.19
  • R1 36.28
  • S1 34.83
  • S2 34.29
  • S3 33.38

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Ratings

Master Rating

EPS Strenth

Price Strength

Buyer Demand

Group Rank

Utkarsh Small Finance Bank is a leading small finance bank in India, with 830+ banking outlets across 26 states. It offers a wide range of financial services, including savings accounts, loans, and microfinance, focusing on underserved rural and semi-urban areas.

Utkarsh Small Finance Bank Ltd has an operating revenue of Rs. 4,065.03 Cr. on a trailing 12-month basis. An annual revenue growth of 28% is outstanding, Pre-tax margin of 18% is great, ROE of 19% is exceptional. The stock from a technical standpoint is trading below to its key moving averages. It needs to take out these levels and stay above it to make any meaningful move. From an O'Neil Methodology perspective, the stock has an EPS Rank of 47 which is a POOR score indicating inconsistency in earnings, a RS Rating of 4 which is POOR indicating the underperformance as compared to other stocks, Buyer Demand at E which indicates heavy supply, Group Rank of 64 indicates it belongs to a poor industry group of Finance-Invest Bnk/Bkrs and a Master Score of D is close to being the worst. Institutional holding has declined in the last reported quarter is a negative sign. Overall, the stock has poor technical strength and poor fundamentals, there are superior stocks in the current market environment.

Disclaimer: This stock analysis report is algorithmically generated for informational purposes only and should not be considered as a buy or sell recommendation.

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Utkarsh Small Finance Bank Corporate Actions - Bonus, Splits, Dividends

Date Purpose Remarks
2024-11-09 Quarterly Results & ESOP
2024-08-03 Quarterly Results
2024-06-15 A.G.M. & Increase in Authorised Capital
2024-04-26 Audited Results & Final Dividend
2024-01-27 Quarterly Results
Date Purpose Remarks
2024-07-12 FINAL Rs.0.50 per share(5%)Final Dividend

Utkarsh Small Finance Bank F&O

Utkarsh Small Finance Bank Shareholding Pattern

68.94%
7.03%
2.02%
0.99%
13.46%
7.56%

About Utkarsh Small Finance Bank

Utkarsh Small Finance Bank Ltd. is a leading small finance bank headquartered in India, specializing in providing banking services to underserved and unbanked segments of the population. Established in 2016, the bank focuses on financial inclusion and customer-centric banking solutions.

With an AUM of less than Rs. 50 billion, Utkarsh Small Finance Bank Limited is an SFB that had the second-fastest AUM growth among SFBs from FY19 to FY22.

Business concept: Co. principally uses the joint liability group lending concept to provide small ticket, collateral-free loans to economically active, impoverished women in order to generate income.  As of FY21, FY22, FY23, and FY24, respectively, their micro banking portfolio made up 82%, 75%, 66%, and 62% of their total gross loan portfolio.

Services: Cards, Insurance, Investments, Locker and Loan; Accounts and Deposits.

The bank exceeded the regulatory requirement of 15% (Tier I: 7.5%) by a significant margin, with its capital adequacy ratio of 22.6% (Tier I of 21.0%) as of March 31, 2024, and 20.6% (Tier I: 18.3%) as of March 31, 2023. Its growth (including deposits) decreased to 6.5 times as of March 31, 2024 (6.0 times as of December 31, 2023) from 8.0 times as of March 31, 2023. This fall was partially due to internal accruals and an IPO that raised Rs. 500 crore in capital for FY2024. ICRA anticipates that as the bank expands its operations, it will continue to be well capitalized and have a sufficient buffer over regulatory requirements. Credit difficulties portfolio with a strong geographic concentration and a large percentage of micro banking. As of March 31, 2024, Utkarsh reported an AUM of Rs. 18,299 crore, distributed throughout 26 states and Union Territories (UTs).

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  • NSE Symbol
  • UTKARSHBNK
  • BSE Symbol
  • 543942
  • Managing Director & CEO
  • Mr. Govind Singh
  • ISIN
  • INE735W01017

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Utkarsh Small Finance Bank FAQs

Utkarsh Small Finance Bank share price is ₹34 As on 21 November, 2024 | 14:06

The Market Cap of Utkarsh Small Finance Bank is ₹3849.6 Cr As on 21 November, 2024 | 14:06

The P/E ratio of Utkarsh Small Finance Bank is 8.3 As on 21 November, 2024 | 14:06

The PB ratio of Utkarsh Small Finance Bank is 1.3 As on 21 November, 2024 | 14:06

Consider the bank's performance in the small finance sector and its financial stability before investing.

Key metrics include loan portfolio quality, deposit growth, and profit margins.

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Q2FY23