Shares are one way for people with a high or moderate appetite for risk to invest in the stock market. Investors can expect to receive 12% to 15% returns annually on average in the equity market.
Investors can expect to receive a return of between 12% and 30% annually from mutual funds, depending on their level of risk tolerance and fund option preference.
Real estate investments typically yield two types of returns: capital appreciation and rental income. If such a large investment is not feasible, you can consider Real Estate Investment Trust (REIT). Embassy Office Park REIT, Mindspace REIT, and Brookfield REIT are a few examples.
The Post Office Monthly Income Scheme (POMIS) has a 5-year term and pays interest at a rate of 6.6%. Because of these advantages, it is an excellent investment choice for conservative investors.
PPF comes with a tenure of 15 years, which offers investors the benefit of compounding their earnings. The scheme earns 7.1% interest per year. The interest generated by the scheme, as well as the proceeds earned upon maturity, are tax-free.