Trust SIP Calculator

5paisa’s Trust SIP Calculator is an online tool that helps investors know how much they might make on their SIP investments in mutual funds. It determined the capital gains and expected returns from an investor's monthly SIP investment. Many small investors choose to invest in mutual funds through SIP, which is also a popular way for young investors to invest.

The Trust SIP calculator may not be the same as the return an investor can get from a mutual fund scheme in which they have invested. The amount shown by the Trust SIP calculator is a rough estimate based on the expected interest rate per year.

Investors must enter the following information into the Trust mutual fund calculator to compute the corpus goal:

• A SIP investor must first decide how much to invest each month.
• Investors must enter their expected investment returns. These predicted returns differ based on the mutual fund plan chosen. 
• Investors must specify an investment time in years.
• They can include a step-up percentage to increase the SIP amount at regular intervals.
• To calculate their investment's value after the investment term, investors must click "Calculate" after entering their information. This shows if their investment strategies will help them accomplish their financial goals.

The Trust Mutual Fund SIP Calculator is a valuable tool that determines the rate of return on a one-time investment. It is easy to access and comfortable to use and gives investors more power by computing complicated calculations quickly.

It gives a quick and accurate estimate of how much value will be added to the investment in the future. You only need to provide three pieces of information: the lump sum amount (in rupees), the number of years, and the expected rate of return per year, for it to show you your corpus goal. 

Returns on mutual funds are determined in two ways: the first is in absolute terms, while the second uses the compound annual growth rate (CAGR). The Trust Mutual Fund Calculator determines the return on your lump sum investment in absolute terms if invested for one year or less.

The value is shown in the form of a percentage. On the other hand, in a CAGR, the compounded value increases to evaluate the performance of investments that have been maintained for more than a year.

Formula to Calculate Trust SIP Returns

As stated before, mutual fund returns are calculated in absolute terms and at CAGR. 

Absolute return: The Mutual Fund Calculator determines the absolute return on lump sum mutual fund investments for 1 year or less. The amount is given as a percentage.

On Jan 10, 2022, X deposited Rs 10,000 in Fund ABC. Let's examine how much X will make by December 10, 2022.

The formula for the calculation of Absolute return: Absolute return = {(Current value-initial value)/initial value}*100

X made a 50% Absolute return.

CAGR: compounded growth is used for investments beyond one year. This will show your money’s increase year-over-year.

The calculation formula is CAGR: CAGR= (current value/initial value)1/N-1,

Where N is the number of years.

Taking the example of X, if they remain invested for 2 years, the CAGR will be:

CAGR = (15129/10000)½-1 = 23%

The Trust sip interest rate as per sip return calculator Trust, If a person invests INR 10,000 for 3 years at an interest rate of 6.5%, the maturity amount will be as shown in the table:

Trust SIP calculator is simple to use. Return on investment calculations is straightforward, fast, and efficient. The tool shows you the results when you put in basic information about your mutual fund scheme.

SIP calculator instructions are as below:

• Start the SIP with the monthly invested amount. Input the monthly amount or slide it on the slide bar to the monthly SIP start amount.
• If you know, provide the fund name.
• Enter the years you want to keep your money invested, or slide it to the number you want.
• Give the projected return.
• Set the step-up % slider by clicking or dragging.
• After entering all the information, the mutual fund calculator Trust will estimate how much you may withdraw after your investment period.
• A summary shows the corpus amount after the time, your initial investment, and your gains. The results are also accessible in graph form.

• Easy to use: Trust SIP calculator is simple to use. The calculator helps you estimate capital gains from investments with minimal inputs.

• Financial Planning support: Anyone can easily start investing in Trust mutual funds with the Trust SIP calculator. After entering all the parameters, the calculator provides a preliminary estimate quickly.

• Rupee cost averaging: You may gain from rupee cost averaging if you invest a certain amount in the mutual fund via SIP each month. Investors get more units when the fund's NAV is low. While the fund's NAV is high, investors receive additional units.

• Inculcate the habit of investing consistently: If you know the sum you need to invest regularly to meet your goals, you should start investing regularly in mutual funds via SIP to develop a solid habit of regular investment. One needs to be disciplined and establish a mutual fund SIP to stay invested.